Free tool
Am I ready to buy?
Six questions, three minutes. You get a buyer score, the three areas holding you back, and one clear next step. No email required to see your result.
How much have you saved so far?
Everything you could actually put towards a purchase today.
How much are you putting away each month?
Be honest. The average of the last three months, not your best month.
What debts are you carrying?
Card limits count against you even when the balance is zero.
Where are you up to with finance?
Pre-approval is what turns you from a browser into a buyer.
How well do you know your target area?
Knowing what things sell for is the whole game.
When do you want to buy?
There is no wrong answer here. It just changes what you should do first.
Calculating…
Learn how to work out what a property is actually worth, how to research comparable sales and how to negotiate without overpaying.
See a sample property reportThis quiz is general educational information only. It is not financial or credit advice and does not assess your borrowing capacity. Speak to a licensed broker or lender about your own situation.
If finance was your lowest score
Talk to a broker before you talk to an agent
A low finance score usually means one thing: you don't yet know what a lender would actually approve. That is a single conversation, and it is free.
I'll introduce you to a broker who works with first home buyers and knows the current schemes.
I'm a licensed real estate agent, not a credit adviser. I can't assess your borrowing capacity or recommend a loan. If I'm ever paid a referral fee, I'll tell you before I introduce you.
Not sure what your score means?
The quiz measures three things: your deposit position, how ready a lender would consider you, and how well you understand the market you want to buy in. Most people are stronger on one and weaker on another, and the weak one is usually the fastest to fix.